Our insurance policy provides comprehensive indemnity against accidental physical loss or damage to the Property Insured, covering a wide range of residential, commercial, and industrial risks. Whether it’s buildings, stocks, contents, manufacturing units, or business interruption, we offer extensive coverage tailored to your needs. Trust us to safeguard your assets and provide peace of mind in the face of unexpected events.
The Standard Fire and Allied Perils Policy covers all properties on land (excluding the cost of land), moveable or immovable, at various locations against named perils.
The Standard Fire and Allied Perils Policy is a named risk policy, covering all properties on land (excluding cost of land), moveable or immoveable, at various locations against named perils.
The primary coverage provided by the Fire Policy includes protection against loss or damage to property caused by fire and lightning exclusively.
Alternatively, you have the option to enhance your coverage to encompass not only fire and lightning but also a comprehensive array of Allied Perils, offering broader protection against various risks such as :
The policy extends coverage to all properties situated on land, whether movable or immovable, across multiple locations. This encompasses
Certain significant exclusions include losses arising directly or indirectly from:
The policy is typically issued on an annual basis, providing coverage for a period of one year from the effective date of the policy.